Mortgage News
What's actually moving in the mortgage market
Short, plain-English notes on rates, rules and what they mean for real borrowing decisions. Every piece carries the date it was last reviewed, so you can see how fresh the numbers are.
1.8 million fixed deals end this year, and rates are rising, not falling
Borrowers rolling off 2021's cheap five-year fixes are facing increases of £500 a month or more. What's driving fixed rates up, and what to do about it.
7 min read · Reviewed 14 September 2026
The new landlord rulebook: what's now in force, and what lands next
Making Tax Digital and the Renters' Rights Act are now live, and the 2030 EPC target is on the horizon. Here's what each one changes, and what it does to your financing.
8 min read · Reviewed 7 September 2026
Lenders will now stretch to 5.5x income, but the deposit is still the wall
Affordability rules loosened in 2026 and some lenders now go to 6x income. That solves half the problem. Here's what's changed, and what hasn't.
7 min read · Reviewed 31 August 2026
Bank Rate held at 3.75%, and three MPC members now want it higher
The Bank of England has held rates for five meetings running, but the vote is tightening and markets are pricing a rise. Here's what it means for your mortgage.
6 min read · Reviewed 24 August 2026